In his blog, experienced Woodbury-based lawyer Steve Richardson keeps you updated on issues and problems plaguing people in Gloucester, Camden and surrounding counties, that are dealing with unpaid debt and collection agencies and lawsuits. Regular messages are posted on how to deal with debt collectors, collection lawsuits, bank levies, and wage garnishments!
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Toxic Payday Loans are on Trial in Federal Court, as Charles Hallinan Faces Federal Racketeering Charges. Will the Victims Get Justice?The godfather of payday loans, Charles Hallinan, is being tried on federal racketeering charges. Find out what this means for victims and why it's so important!
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Watch Out for Those Subscription Services! They Can Really Add Up and Bust Your Budget! Here's How to Prevent That!Find out how to keep the costs of subscription services (e.g. Netflix, Hulu, Spotify) from derailing your budget.
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Paying Off Your Credit Cards Every Month Might Actually Hurt Your Credit!Can paying off your credit card balances every month actually hurt your credit (FICO) score? Find out more here!
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Bankruptcy is Not the Only Solution to a Bank Levy or Wage Execution!If a NJ creditor has brought a bank levy or wage execution, don't think bankruptcy is the only solution! Get a lawyer who will discuss all the options with you!
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Congress Seeking to Let Pay Day and Car Title Lenders Into the Banking ClubA Congressional bill seeks to legitimize pay day & car title lenders. Over 80% of the states oppose it. Find out why from Woodbury, NJ lawyer Steve Richardson.
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A Perfect Example of Why You Should Never Take a NJ Medical Bill at Face ValueHave huge medical bills in NJ? No health insurance? You could save lots of money by negotiating the bill. Find out why from Woodbury lawyer Steve Richardson.
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Getting a Loan from Western Sky: A Bad Idea!Beware of borrowing money from companies like Western Sky Financial. It isn't worth it! Find out why from Gloucester County debt relief lawyer Steve Richardson.
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New Mexico Regulations Help Bar Collection of Old DebtNew Mexico Attorney General enacts regulations requiring collection agencies to disclose if debts are uncollectable due to the statute of limitations.
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Useful Information on Debtor's Rights in Collection LawNew article posted on protecting yourself from debt collectors, and more to come about how to deal with medical bills . Find out more and keep up to date on these issues.