I've put together a great amount of information to help people threatened with foreclosure or bankruptcy, and to enlighten those who fear the loss of their home. Find out how bankruptcy can alleviate your debts, interest charges and even protect your assets.
Learn more by clicking on one of the articles below:
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Three Ways to Screw Up the Bankruptcy Discharge of Your Credit Card DebtBankruptcy can discharge credit card debt. But if you aren't careful, you can get stuck with it. Find out the three biggest ways that this can happen!
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How to Lose Your Sales Commissions in BankruptcyUnpaid commissions could be at risk in bankruptcy. Find out why from Woodbury, NJ bankruptcy attorney Steve Richardson.
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Top Three Ways to Screw Up Your Bankruptcy Before You File ItMany people do the wrong things in an effort to avoid bankruptcy. New Jersey citizens looking to file should find out what not to do here to avoid problems.
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What Happens to Retirement Money in a New Jersey Bankruptcy?People filing bankruptcy in NJ are often worried about losing their retirement money. In most cases it is safe. Check out this article for the details.
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Three Mistakes That Will Land You in Jail in Your New Jersey BankruptcyBankruptcy can help, but here are three ways you can make things worse or even land yourself in jail! Avoid these pitfalls and get the fresh start you need!
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Don't Forget Daycare and School Costs in Bankruptcy; They Can Help with Means TestingDaycare and school expenses are important to consider in a NJ bankruptcy. They can often be what allows you to file a chapter 7. Find out why in this article.
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How to Decide Whether to Reaffirm a Car Loan in BankruptcyReaffirming a car loan in a bankruptcy is an important decision and not always the best option. Read this article to find out whether you should.
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Filing Bankruptcy in NJ Can Make Getting a Job More DifficultCan a bankruptcy on your credit keep you from getting that great job? Find out in this article by Woodbury, NJ bankruptcy attorney Steve Richardson.
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Filing Bankruptcy in NJ Means Disclosing EverythingThere are many myths and misconceptions about bankruptcy. Many of them can get you into serious trouble. Read this article to learn how to stay out of trouble.
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What Small Business Owners in New Jersey Need to be Know When Considering Chapter 7 BankruptcyIf you are the sole owner of a New Jersey LLC or subchapter S corporation, you need to be careful when filing for Chapter 7 bankruptcy. Find out why here.
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A Short Sale of Your NJ Home Is Not Always the Best OptionIs a short sale of your home the best option if you can no longer afford the mortgage payment? Are there other choices? Find out more here!
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When you are in a chapter 13 bankruptcy plan, it is always a good idea to keep payment recordsPeople in a chapter 13 bankruptcy in NJ need to keep good payment records during their plan, so they can defend themselves against creditors, if necessary.