I've put together a great amount of information to help people threatened with collection lawsuits, bank levies and wage garnishments, and to enlighten those who fear the worse from these actions and their damaging consequences. Find out how to deal with your debts, interest charges and even protect your assets.
Learn more by clicking on one of the articles below:
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Hot Tips on Standing Up to the Debt Collector BulliesAre you being bullied and harassed by debt collectors here in New Jersey? A New Jersey bankruptcy lawyer shares tips that may help you.
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Tips for Cutting Living Expenses: Back to School (College) ShoppingBack to school costs for college freshmen can be expensive. Read this article to get some tips on saving money.
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Tips for Cutting Living Expenses: The Insurance BillHigh insurance costs in NJ can make it hard to meet your budget. Check out some of these money-saving ideas from Woodbury lawyer Steve Richardson.
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Tips for Cutting Living Expenses: The Gas, Electric and Water BillLooking for ways to save money or tighten your budget after a bankruptcy? Check out this article on how to lower your utility bills!
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Tips for Cutting Living Expenses: The Cable BillYour "cable bill" can add up to quite a bit each month after the initial offer is over. Check out this article to find out how to pare it down and save money!
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Tips for Cutting Living Your Cellphone BillEveryone is looking to cut costs and living expenses these days. Trimming back your cellphone bill is one way to do it. Check out this article to learn how.
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Tips on Improving and Maintaining a Good Credit RatingCredit score not what it should be? Want to know what you can do to improve it? Then check out these secrets to building a better credit rating!
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How Collection Agencies in New Jersey Use Fear to Get Your MoneyCollection agencies (debt collectors) want your money and will use fear to get it. Read this article to find out how to fight that fear and know your rights.
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How to Avoid Problems When Lending Money to Friends or Family in New JerseyLending money to friends or family can lead to trouble if the borrower doesn't pay. Check out this article to find out how to avoid the most common problems.
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Vehicle “Title Loans” Are A Really Bad Idea!People in financial straits often don't know how to solve their problems and out of desperation make bad choices. Find out why a car title loan is a bad idea.
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Payday Loans Are a Bad IdeaWith banks tightening up on lending policies, more and more people strapped for cash are finding it hard to get loans. As a result, they are turning to "payday loans." Read this article by Woodbury Gloucester County lawyer Steve Richardson to find out why this is a bad idea.
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A Short Sale of Your NJ Home Is Not Always the Best OptionIs a short sale of your home the best option if you can no longer afford the mortgage payment? Are there other choices? Find out more here!