I've put together a great amount of information to help people threatened with collection lawsuits, bank levies and wage garnishments, and to enlighten those who fear the worse from these actions and their damaging consequences. Find out how to deal with your debts, interest charges and even protect your assets.
Learn more by clicking on one of the articles below:
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How to Protect Yourself from Creditor Harassment in New JerseyAre creditors calling constantly? Making threats? Then you need to know these tips for protecting yourself from harassment in New Jersey.
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Know Your Credit Rights Under Federal LawThe Federal Fair Credit Reporting Act provides you with certain rights regarding your credit. Find out what they are and how to protect them!
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Tips on How to Correct Errors in Your Credit ReportAre mistakes on your credit report keeping your score down? Then find out these tips for correcting those errors and getting a better score!
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Tips on Improving Your Credit (FICO) ScoreHaving difficulty getting credit because of a low FICO score? Looking to improve it? Then check out these tips!
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Debt Settlement Agencies Offer to Help, But with PitfallsHave you hired a debt settlement agency to help resolve your debts? Are you thinking about it? The
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How to Fight Claims on Old Debt or Claims by Debt Buyers in New JerseyGetting sued for collection by a company you don't recognize or on a credit card you haven't used in years? Learn how to fight it in New Jersey!
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Refund Anticipation Loans Are Always a Bad Idea!Is it a good idea to get a loan based on your anticipated tax refund? Find out here!
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Did You Settle a Debt with a Creditor for a Fraction of the Balance? You Might End Up With a Tax Bill Next Year!Did you make a deal with a creditor to pay off a debt with a discount? You may end up paying taxes on the amount you saved! Find out why!
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Be Careful When You Co-SignCan co-signing put you in jeopardy? Find out in this article by Woodbury NJ bankruptcy attorney Steve Richardson.