(856) 686-9910I've put together a great amount of information to help people struggling with student loans, and to enlighten those who fear that they will never be able to pay them off. Discover how you may be able to get an affordable repayment plan. See how to avoid the cascading and costly effects of defaulting on your loans.
Learn more by clicking on one of the articles below:
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Top 4 Mistakes Made by Student Loan BorrowersMany problems with student loans are preventable with proper planning. Do you know what the top 4 mistakes in planning are? Do you want to find out?
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A Consolidation of Your Federal Student Loan May Be Your Answer to Debt ReliefAre you in default on your federal student loans? Facing a wage execution or loss of your tax refund? A loan consolidation my be the way out! Find out why!
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How to Discharge Your Federal Student Loan If Your School Lied to YouIf you have incurred federal student loans because your school misled you, you might be able to discharge them! Find out more from NJ lawyer Steve Richardson.
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Why You May Not Need a Bankruptcy to Discharge a Federal Student LoanLooking to discharge your federal student loans, but are being told that you can't in bankruptcy? There may be an alternative for you. Find out here!
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How to Increase Your Federal Student Loan Balance: Get a Deferment or Forbearance!Most federal student loan balances increase during deferments and forbearances. Get a better solution to your problem from Woodbury NJ lawyer Steve Richardson.
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NJ CLASS Student Loan Payment Plans Require Advance PlanningPayment plans for NJ CLASS student loans lock in even before you get the money. Find out what options you have from Woodbury lawyer Steve Richardson.
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How to Increase What You Owe by Defaulting on Your Federal Student LoansDefaulting on a federal student loan adds to the balance significantly. Find out why, and what to do, from Woodbury, New Jersey lawyer Steve Richardson.
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The Student Loan Secret Every New Jersey Lawyer Should KnowNJ law school graduates struggling to pay their high federal student loans have a solution! Find out the secret from Woodbury lawyer Steve Richardson.
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The Student Loan Secret for Married Couples. Hint: It's In Your Tax Return.Filing a separate tax return from your spouse could get you a lower federal student loan payment! Find out how here and get a free book download for more info!
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The Student Loan Secret Every New Jersey Teacher Should Know!If you are a New Jersey teacher, you could be paying too much per month on your federal student loans! Find out why from Woodbury lawyer Steve Richardson.
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How to Save Your Tax Refund from Offset If You Owe Federal Student LoansWorried about losing your tax refund because you owe federal student loans? Learn how to prevent this! Woodbury, NJ student loan lawyer Steve Richardson knows.
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How to Get Your Federal Student Loans Discharged Outside BankruptcyNeed to get your federal student loans discharged but don't think you can do it in bankruptcy? Find out how you can from South Jersey attorney Steve Richardson.