I've put together a great amount of information to help people struggling with student loans, and to enlighten those who fear that they will never be able to pay them off. Discover how you may be able to get an affordable repayment plan. See how to avoid the cascading and costly effects of defaulting on your loans.
Learn more by clicking on one of the articles below:
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How to Know If You Have a Federal Student LoanWondering if your student loans are federal? Thinking that you might benefit from their payment programs? Get the answers from NJ lawyer Steve Richardson.
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A Key Secret to Lowering Your Federal Student Loan Payment: It's All About the AGIWant to know a key to lowering your federal student loan payment in IBR or ICR? It has to do with your Adjusted Gross Income. Find out the secret here!
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How to Get All the Information You Need on Your Federal Student LoansWant to get a handle on your federal student loans? Get information on balances, interest rates, & payments? The feds have it all in one place. Find out where!
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Wiping Out a Federal Student Loan in 120 Payments: The Advantage of Public EmploymentWork for the government or a charity? Have federal student loans? You might be able to lower your payment and pay in full in 10 years. Find out how!
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Hot Tips on What You Can Do If You Can't Pay Your Federal Student LoansHave federally backed student loans? Can't afford to make the payments? Find out about your options from Woodbury, NJ attorney Steve Richardson.
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Wage Garnishment Ambush: Losing Your Pay to a Federal Student Loan. Find out what can happen and what you can do to stop it!The federal government can garnish your wages, without suing you, to collect a student loan.